In 2004, online consumer spending was at a record $65.1 billion. More and more people are attracted to the ease of online shopping and are spending higher amounts. Unfortunately, the chances of becoming a victim of Internet fraud are also increasing. The Internet National Fraud Center Watch reported that the average loss to fraud victims for just the first six months of 2005 was $2,579. This is compared to the $895 average for all of 2004. Complaints relating to general merchandise purchases (goods never received or misrepresented) accounted for 30% of Internet fraud complaints, and auction purchases (goods never received or misrepresented) topped the list at 44%.
Website Security Rules of the Road
While many e-commerce Websites are reputable and have taken the necessary safety precautions to protect you, it never hurts to always proceed cautiously. If you are making an online purchase consider these easy steps:
Use only one credit card, preferably with a low credit limit, when making online purchases. Avoid using an ATM or debit card.
Be wary of unsolicited offers by sellers. The Internet National Fraud Information Center Watch reported that email, as a method of contact by Internet scammers was up 22% in 2004.While the offer may be legitimate, spammers like to use this tactic to side-step reputable sites that provide consumer protection for online purchases.
Use only reputable e-commerce websites that list a street address and telephone number in case you need to contact them directly.
Read the website s privacy policy. Some websites may reserve the right to sell/give your information to a third party. Check the document to see if they allow an opportunity to opt-out of receiving special offers from third-party vendors or for permission to share your personal information.
Check for a lock symbol in the status bar at the bottom of your Web browser window. Also, do not provide your personal information if the website address doesn t start with https (a sign that the site is using a secure server).
Choose only verified sellers. Check to see if the vendor is a verified member of a reputable third party such as the Better Business Bureau, VeriSign, or Guardian eCommerce. These third-party sites help to ensure online consumers will be protected when shopping or conducting e-commerce transactions. More about Website Security.
Zlob Removal
Remove Zlob Trojan is not always easy. We have several guides on our site to help you out but unless you are computer savvy you will need to purchase software to help remove the Zlob threat from your computer or have a pro do it for you.
The Zlob Codec acts like a real video codec but it’s not. When you download and install the Zlob codec you are actually installing spyware onto your system. The Zlob Downloader is some really bad malware. If you made the mistake of installing the Zlob codec then you need to take immediate action to remove this Trojan.
Not removing Zlob right away results in several things. The first is someone can actually take over your computer. This rouge spyware threat also goes out downloads other malicious software onto your computer. Fake anti-spyware scanners and programs like Smitfraud and Virtumonde normally follow a person once they are infected.
If you are looking for a cheap way to remove this then you should consider having a pro to the repair online. This is nice because it’s about half the cost of traditional repair methods and many places offer a no fix no fee guarantee. If you go this route then consider my friends over at Computer Repair as they are one of the most recommend out there for repairing Zlob online and are great on the wallet.
What to Buy?
There are hundreds of Security program out there that you can use. The sad part is while many will prevent spyware in the first place most will not remove the Zlob threat. You need to get the best anti-spyware software on the market in order to remove this threat and protect yourself from it happening again. Spyware Doctor is the only program we use to remove this threat from peoples systems. To be honest you can not trust many reviews online as most people are just trying to sell you their product. So do your due diligence and read up on spyware doctor. After you do you will know for yourself that it is the leading anti-spyware product on the web.
There are free methods of removing this threat. We have covered some of them on our Spyware Removal website but it’s important to note that for the average computer user it is too hard to do and they risk loosing all their data. We suggest calling a pro if you continue to have issues. The most important thing is not to wait. If you do then your system will become more and more unstable and data loss is very likely.