The threats posed by spam are always evolving, and phishing is one of the most recent scams the spammers have come up with. Your most important protection against phishing is vigilance and a healthy skepticism. You can, however, supplement this with Anti-phishing software programs

Anti-phishing Software
Anti-phishing software works by detecting phishing content that may be contained in an email. It is genrallly used in conjunction with your email service as a toolbar. This tool bar will display the real name of any website you visit, and expose any spoofed websites that phishers may attempt to use.

This software is offers a second line of defense to for blocking phishing attacks and sites that might have foiled and bypassed by your browser’s built-in protection. Here are a few of them:

Earthlink Toolbar Scamblocker
Offers a check towards a phishing blacklist of sites
Checks the owner and location of the web site
Prevention against phishing and pop ups

Earthlink offers a free browser toolbar that includes ScamBlocker, an application that protects you against phishing scams and phishing pop ups. It will, for example, warn you when you attempt to connect to a website that is on Earthlink’s balcklist of fraudulent sites. It will analie each web page hat you visit and display a security rating of the webpage on its toolbar.

Netcraft Anti-phishing Toolbar
When a one recipient of a phishing email reports it, the relevant URL is blocked for the rest of the Netcraft community members.

Spam Protection
It will display for you the website’s hosting location, which will help expose fraudulent urls. Say, for example, you are on the bankofamerica.com website, the hosting location is unlikely to be in Poland.
The toolbar will also detect any web addresses that contain letters or characters that are only used in the URL to deceive.

We have all heard the term Trojan Horse, but what exactly is it? A Trojan Horse is a destructive program that masquerades as a harmless application. Unlike viruses, Trojan Horses do not replicate themselves, but they can be just as destructive. One of the most dangerous examples of a Trojan is a program that promises to rid your computer of viruses but instead introduces viruses into your computer.

The Trojan can be tricky. Who hasn t been online and had an advertisement pop up claiming to be able to rid your computer of some nasty virus? Or, even more frightening, you receive an email that claims to be alerting you to a new virus that can threaten your computer. The sender promises to quickly eradicate, or protect, your computer from viruses if you simply download their free , attached software into your computer. You may be skeptical but the software looks legitimate and the company sounds reputable. You proceed to take them up on their offer and download the software. In doing so, you have just potentially exposed yourself to a massive headache and your computer to a laundry list of ailments.

Trojan Horse – Greek Myth or Computer Nemesis?
When a Trojan is activated, numerous things can happen. Some Trojans are more annoying than malicious. Some of the less annoying Trojans may choose to change your desktop settings or add silly desktop icons. The more serious Trojans can erase or overwrite data on your computer, corrupt files, spread other malware such as viruses, spy on the user of a computer and secretly report data like browsing habits to other people, log keystrokes to steal information such as passwords and credit card numbers, phish for bank account details (which can be used for criminal activities), and even install a backdoor into your computer system so that they can come and go as they please.

To increase your odds of not encountering a Trojan, follow these guidelines.

Trojans can infect your computer through rogue websites, instant messaging, and emails with attachments. Do not download anything into your computer unless you are 100 percent sure of its sender or source. Ensure that your operating system is always up-to-date. If you are running a Microsoft Windows operating system, this is essential.

Install reliable anti-virus software. It is also important that you download any updates frequently to catch all new Trojan Horses, viruses, and worms. Be sure that the anti-virus program that you choose can also scan e-mails and files downloaded through the internet. More on Computer Security.